Health Insurance
Description and purpose
Health insurance provides financial protection for medical expenses, treatments, and healthcare services in case of risks such as sudden illnesses, exacerbation of chronic conditions, pathologies, injuries, or other health issues requiring medical assistance. This type of insurance is essential for ensuring access to quality healthcare services and covering a significant portion of associated medical costs.
Health insurance provides financial protection for medical expenses, treatments, and healthcare services in case of risks such as sudden illnesses, exacerbation of chronic conditions, pathologies, injuries, or other health issues requiring medical assistance. This type of insurance is essential for ensuring access to quality healthcare services and covering a significant portion of associated medical costs.
Target audience
Individuals and companies looking to offer medical benefits to employees.
Individuals and companies looking to offer medical benefits to employees.
Coverage and risks
Health insurance policies may cover:
Health insurance policies may cover:
- Consultations and medical investigations – visits to specialists, tests, and diagnostic investigations.
- Treatments and surgical interventions – costs related to medical procedures, hospitalization, and surgeries.
- Medications and recovery – some policies also cover medication costs and recovery therapies.
- Preventive services – some insurance plans include periodic check-ups for disease prevention.
Types and options
- Individual insurance: purchased by an individual, offering protection in case of illness or accident.
- Group insurance: provided by employers for employees, covering both preventive and medical expenses related to illnesses and accidents.
- Supplementary insurance: used to complement coverage provided by state insurance or employer-provided plans.
- Individual insurance: purchased by an individual, offering protection in case of illness or accident.
- Group insurance: provided by employers for employees, covering both preventive and medical expenses related to illnesses and accidents.
- Supplementary insurance: used to complement coverage provided by state insurance or employer-provided plans.
Benefits
Health insurance is essential for financial protection and access to medical services, ensuring quality treatments and care without placing a financial burden on the insured person or their family.
Health insurance is essential for financial protection and access to medical services, ensuring quality treatments and care without placing a financial burden on the insured person or their family.
